The Ultimate Crypto Retirement Plan
What to do with the crypto you own, or are about to, before you need it to live on.
Almost everything written about crypto is about the buying. This guide is about the other end: where to hold it, how it is taxed when you finally spend it, and what happens to it when you are gone.
- Built around your holdings and how far you are from retiring
- Every claim sourced and dated. No price targets, no predictions
- Your guide downloads the moment you finish. Nothing to wait for
- Signing up enters you in the sponsor giveaway
Free. No card, no account. We never ask for a wallet address, a recovery phrase or an exchange login.
Ask about a Rewards Review
A service affiliated with the guide can match the public offers to what you hold. Our second guide, The Crypto Rewards Playbook, comes with it and opens as soon as you send the request. Most of your answers are already filled in, so it takes about a minute.
A service affiliated with the guide runs the review and may be paid if you use it. Asking costs nothing.
How it works
Three steps, about two minutes
Tap one answer per page, on your phone or your computer. Ranges only. We never ask for an exact balance or an account number.
Your track, the trap people in your position fall into, and your next three moves, in order, right away.
All 39 pages, with your two pages at the front, as a PDF, right there on the page. Save it, print it, forward it to your family.
The Crypto Rewards Playbook
Your second guide: the public offers that pay you for crypto you already hold, sorted by how much you hold. 33 pages, every offer with its source and the date we checked it. It comes after the free plan, with a Rewards Review. Here is how:
- Get your free planAnswer the ten questions above and download your 39-page guide.
- Ask about a Rewards ReviewWant help with it? A service affiliated with the guide matches the public offers to what you hold. The button is right under your download.
- Open your PlaybookIt appears the moment you send the request, in the edition that fits what you hold.
$20,000 in Bitcoin
Everyone who signs up for the guide is automatically entered in the giveaway hosted by our sponsor, our sponsor. No purchase necessary. You never send anyone anything to take part. The only reason we would ever call you is to tell you that you won.
Official rules
Six parts. One idea per page.
What is insideA short scorecard and five tracks, so you know which pages are actually yours.
Who can freeze it, who can see it, and what happens to it when you die. One comparison table.
What is taxable, what is not, and why your 1099-DA is not a gain-and-loss statement.
The documents your family will be asked for, and the one-page access document that fixes it.
Sequence risk, the honest math, and deciding the order before you need the money.
One page of tick boxes. Print it and deface it.
Written for where you are
Your first two pages are chosen from twenty, by your holdings and how far you are from retiring. They name your next three moves and the trap people in your exact position fall into.
IRS FAQs and Revenue Procedures, a Tax Court decision, the Department of Labor, and Coinbase's own help pages. The last page lists all of them so you can check the work.
No price target, no "you only need this much", no prediction. Nobody knows those things, and a guide that pretends to is selling something.
What we will never ask for
Read this before you trust any crypto siteNot on this page, not by email, not by phone. There is no reason for a guide to have them.
We never need to see inside your account. Anyone asking in this name is impersonating us.
The guide is free. You never send anything or connect anything to get it.
Questions people ask
Plain answersIs the guide really free?
Yes. No card, no account, no trial. It downloads as a PDF the moment you finish the questions. You give an email address for future editions and a phone number in case we need to reach you about your guide. That is all.
Do I need to own crypto already?
No. One of the five tracks is written for people who have decided to start and have not bought anything yet. It covers the order to do things in so the tax and access problems never begin.
How do you choose my version?
Your answers put you on one of five tracks, by how much you hold and what share of your savings it is, crossed with how far you are from retiring. That picks one of twenty two-page inserts, which go on the front of the guide.
How do I get the second guide, The Crypto Rewards Playbook?
Finish the free plan first. Under your download there is a button for a free Rewards Review. Send that short request and your Playbook opens on the spot. It is free, and asking for a review does not commit you to anything.
Can someone help me put this into practice?
Yes, if you want it. A service affiliated with the guide offers a Rewards Review: it matches the public crypto offers open at the time to what you already hold, and puts them in order. It never suggests buying anything. Ask about a review, it takes about two minutes.
What happens to my answers?
They are used to pick your version and to send the guide. They are not shared with or sold to anyone, and you can ask us to delete them by replying to any email.
Who is behind the giveaway?
It is hosted by our sponsor, our sponsor. Prize: $20,000 in Bitcoin. No purchase necessary. The official rules link is at the top and bottom of this page. YouTube is not involved in it.